Chen Ning Why is super super hard to push online banking

 One of the words

emerging network industry, has never been a business enterprise by the evolution of the traditional students, and no traditional model of a product is operated by the agency launched.

by investigating 18 banks opened in Shanghai (According to Jan. 24, central clearing house), by building The central bank

was that, since access to But in fact, some banks (such as Minsheng Bank, Huaxia Bank) or even free, in contrast, third-party payment site for more than a certain amount of money between some of the costs will be charged. Clearly, high fees are not

that because what is it?

can say, But

actually exist in the Chinese electronic payment (online payment) for nearly a decade. Although the source of actual functionality, said network payment with the traditional

this requires a high degree of innovation, in order to survive, the development of new industry segments. This emerging network industry, has never been a business enterprise by the evolution of the traditional students, and no traditional model of a product is operated by the agency launched.

now It's like e-commerce changed the physical properties of commercial outlets like the business model, not the tradition of the great department store which created the revolution, but little-known Alibaba had caused.

This is the U.S. market is more clear. Citigroup and HSBC and other foreign banks have been involved in a large third-party electronic payment market, but the United States have done, but eBay's electronic payment tool PayPal.

Chen Ning (Shanghai Financial Review people)